Listen to this bible lesson by Elder Jeremy Sarber. It deals with belief as a evidence of regeneration not the cause of it.
Part of living by faith is stepping toward deliverance, even if we don’t see how it will come. When we have a crisis of faith and don’t know what to do, just go ahead and take whatever steps you can see to take at that time and trust the Lord to show the next step. My favorite quote of Zig Ziglar goes something like this “Go as far as you can see, and then you can see a little farther.”
An example of this is the Israelites on the border of the Red Sea. With Pharaoh pursuing from behind and the sea before, they knew they couldn’t stay where they were but they didn’t know where to go. Then the Lord says this, “speak unto the children of Israel, that they go forward:” (Ex. 14:15). The next verse is instructions for Moses to divide the sea but what comes first is that Israel is to walk toward the water. If all you can see is water clear to the horizon then the command to walk towards it may seem ridiculous. However, the Lord expected them to head that way so that when they reached the edge it would begin to part.
Step towards the water in front of you, trusting the Lord will show you a way through. You cannot stay where you are. None of us can.